Unlocking Your Dream Home: What Credit Score You Need for a Home Loan Buying a home is one of the biggest milestones in life – but before you can get the keys, lenders need to trust you’ll repay the bond. That’s where your credit score comes in. So, what credit score for home loan approval […]

Is Debt Review a Good Idea? How It Can Make or Break Your Credit Score Debt review is often seen as a lifeline for South Africans who are drowning in debt, but it also comes with important consequences for your credit profile.  “Is debt review a good idea?” Debt Review is not permanent; instead, it’s […]

Clearing Your Record: How to Remove Prescribed Debt from Credit Report [in South Africa] If you’ve ever pulled your credit report and noticed old debt that you thought had “fallen away”; you’re not alone. Many South Africans still carry listings for prescribed debt; debt that is legally unenforceable under the National Credit Act (NCA). Understanding […]

Credit Score and Employment: How Your Credit Score Can Affect Your Job Prospects [in South Africa] When most people think about their credit score, they picture applying for loans, credit cards, or buying a home. But in South Africa, your credit score can also influence your employment prospects, especially if you’re applying for positions that […]

How Do Credit Cards Work? A Beginner’s Guide to Smart Credit Usage Whether you’re thinking of applying for your first credit card or trying to get your finances in shape, understanding how do credit cards work is essential for building a healthy credit score in South Africa. “Treat your credit card like cash; don’t spend […]

How to Improve my Credit Score? – A Simple Guide In a world where your financial reputation follows you everywhere, your credit score can open various opportunities for you. Whether you’re applying for a car loan, renting a flat, or even opening a clothing account, your score matters. The good news? If you’ve ever asked […]

Learn how to build a credit score in South Africa with expert tips for a strong financial future. Start today with ThreeSixty.me!

What’s the Needed Credit Score to Buy a Car in South Africa? Requirements and Tips for Approval Dreaming of hitting the road in a new car? In South Africa, your credit score is the key that opens the door to affordable vehicle financing. But what’s the magic number you need to buy a car, and […]